Archive of Products & News | Future Wave Finance

News & Noteworthy Archive

FWF Women's History Month - Faith Schwartz.png

Spotlight on Industry Trailblazers – Faith Schwartz

Faith Schwartz, Founder & CEO of Housing Finance Strategies, brings over 30 years of leadership in the mortgage industry. From advising public financial services firms to serving on the board of Redwood Trust, Faith’s impact on housing finance is far-reaching. Her work has earned her wide recognition, including the HousingWire Vanguard award and being named one of Mortgage Banking's most powerful women.

View Post

FWF Women's History Month - Charmaine Brown.png

Spotlight on Industry Trailblazers – Charmaine Brown

Charmaine Brown, Vice President of United Way Worldwide, is a recognized leader in building inclusive cultures, affordable housing, and financial services. With over 24 years of experience, she has driven industry-wide change at MBA, Fannie Mae, and Charles County, Maryland. A former Diversity Director at Fannie Mae, she led multicultural market initiatives and corporate social responsibility efforts. Charmaine holds a master’s from Johns Hopkins and a bachelor’s from Bowie State.

View Post

Connecting in Nashville at ICBA Live

In March, Steve Thomas and Tom Russo attended ICBA Live, the world's largest gathering of community bankers, to talk about how FutureWave can help add or augment residential lending with MDIs.

View Post

FutureWave Founder and CEO Steve Thomas Joins Home Builders Institute Board of Trustees

“Expanding access to affordable homeownership starts with a well-trained workforce, and HBI’s commitment to developing skilled professionals is essential to the future of our industry. I look forward to working alongside my fellow trustees to create strategic solutions that empower individuals, strengthen communities, and drive long-term success in the housing market,” said Steve Thomas.

View Post

Spotlight on Industry Trailblazers – Donna Sims Wilson

FutureWave Finance is proud to highlight Donna Sims Wilson, a true pioneer in investment banking and asset management. With over 30 years of leadership experience, Donna Sims Wilson has shaped the financial industry through her expertise in corporate finance, securitization, and capital markets innovation.

View Post

FutureWave is Attending the NAHB International Builders’ Show

The FutureWave team is in Las Vegas this week and we are excited to attend the NAHB International Builders' Show - the premier, annual event that connects, educates, and improves the residential construction industry.

View Post

Connecting at SFVegas

FutureWave Finance is looking forward to the SFVegas conference next week. This three-and-a-half-day event features industry leaders from structured finance, including investors, issuers, intermediaries, regulators, law firms, accounting firms, technology firms, rating agencies, servicers, and trustees.

View Post

Spotlight on Industry Trailblazers – Anthony Weekly

We are proud to feature Anthony L. Weekly as part of our February Spotlight on Industry Trailblazers. With 35+ years in financial services and mortgage banking, Anthony has driven impact at top institutions and his commitment to excellence extends beyond finance into leadership and military service.

View Post

Spotlight on Industry Trailblazers – Adama Kah

Adama Kah has had an outstanding career in mortgage finance, demonstrating innovation, leadership, and a commitment to excellence. We are honored to highlight his story as part of our February Spotlight on Industry Trailblazers.

View Post

Passion for the Business

In every conversation, FutureWave Finance strives to reflect the mindset that no challenge is too big to tackle, and we are constantly inspired by the different backgrounds and perspectives in our industry.

View Post

Connecting at the National Banker’s Association Conference

We had a great time at the National Bankers Association's Annual Conference in Washington, DC, where we met with partners and prospective clients to discuss how FutureWave can help MDIs and CDFIs enhance their mortgage systems or help them establish new ones.

View Post

Behind the Scenes with FutureWave Finance!

A few weeks ago, our talented team, including Marco A. Hauman, Thomas Russo, and CEO Steve Thomas joined forces at our Chicago office to make an exciting new video that will showcase our products, our expertise, and our values.

View Post

National Housing Conference Video

FutureWave Finance is proud to be a supporter of the NHC and our CEO Steve Thomas is a member of NHC’s National Advisory Council, which is comprised of industry leaders who focus on the key issues and improved solutions to current affordable housing policy. Check out the link to the video to see why NHC is the place “where housers come to get things done.”

View Post

Introducing Market Analytics and Price Indications for Residential Mortgages

We're excited to launch the Market Analytics & Price Indications (MAPI) for Residential Mortgage Markets in partnership with Thomas Ho Company. Get in touch to learn how our daily price indications can benefit your business.

View Post

We are excited to join the Mission Driven Bank Fund Referral Network

FutureWave Finance is excited to join the Referral Network for the Mission Driven Bank Fund. We look forward to sharing our story and talking with Referral Network members about our unique suite of Agency, Specialty, and Growth loan products, designed with correspondent sellers in mind, that will help drive the next wave of growth in mortgage lending.

View Post

Dana Point Information Management Network (IMN) Non-QM Conference

The 5th Annual Non-QM Forum will be constructed from both the loan origination and investor perspectives, delving into the critical issues through panel discussions with multiple points of view, and smaller group meetings and roundtables for a more holistic forum experience.

View Post

Steve Thomas reappointed to the National Housing Conference’s National Advisory Council

Launched in June 2018, the NAC is chartered to actively support and promote NHC and its mission. NAC members represent the full spectrum of NHC’s membership including developers, lenders, national associations, advocacy organizations and public entities.

View Post

Mortgage Bankers Association Secondary & Capital Markets Conference in New York

We are looking forward to next month's Mortgage Bankers Association Secondary & Capital Markets Conference in New York. Steve Thomas, Karen Bausman, and Thomas Russo will be there to meet with clients and colleagues and discuss the latest from FutureWave.

View Post

Using Bonds and Loans in My Bank Liquidity Portfolio

To gain access to Market Liquidity and manage the Contingency Funding Plan, banks can prepare their Liquidity Portfolio and establish relationships with potential buyers for the bonds and loans.

Download

Pricing engine: Having Fun with Bank Balance Sheet Valuations

This post will describe the Thomas Ho Company Pricing Engine, which follows a systematic pricing procedure to value balance sheets consistent with what has been discussed in academic literature.

Download

Contingency Funding Plan: Using the Secondary Mortgage Market

Having a robust CFP to protect against a run-on-the-bank scenario will be a focus of regulatory exams for the foreseeable future. It is also important to consider whether your institution could withstand a fast-moving social media attack or a sharp increase in competitor rates.

Download

Should Community Financial Institutions Actively Trade Residential Loans?

FutureWave provides daily indicative prices for Conforming, FHA, VA, USDA, jumbo, and debt-service-coverage-ratio (DSCR) mortgages with terms greater than 15 years and fully across the FICO/LTV matrix.

Download

Breakeven Trade: Selling Loans with Unrealized Loss

Currently, there is a demand to buy discount 30-year fixed-rate mortgages. CFIs can apply break-even analytics to restructure lower-yielding loans off their balance sheets to buy higher-yielding loans, attaining economic benefit while managing risk exposure.

Download

Industry veteran taps into three decades of experience to launch FutureWave Finance

Stephen Thomas, an industry veteran with nearly three decades of experience in residential mortgage and banking, has launched FutureWave Finance. The company will be a minority-owned national correspondent lender.

Visit Site

Press Release - Steve Thomas Launches Minority-Owned National Correspondent Lender

The culmination of many years of planning, FutureWave partners with investors to serve the needs of lenders by offering a product suite intended to drive the future of the mortgage industry and expand home ownership across the country.

Download