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Calm Sea

Rethinking Mortgages.
Creating Opportunities.

FutureWave Finance stands as a trailblazing minority-owned correspondent lender in the United States. 

Correspondent Solutions

FutureWave Finance focuses on bringing to market a unique suite of products, designed with correspondent sellers in mind, to drive the next wave of growth in mortgage lending.

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We serve as a national, credible correspondent lender to small banks, credit unions, CDFIs and mortgage banks so they can gain access to capital markets and grow their residential mortgage lending business. FutureWave has the infrastructure and knowledge to enable correspondent sellers to reach significant scale in mortgage lending.

Small Banks

Credit
Unions

CDFIs

Mortgage
Banks

Steve Thomas in a meeting

"The first half of my career is about success.

I want the second half to be about significance." 

Steve Thomas

- CEO

Shaping the Future 
of the Mortgage Industry.

FutureWave Finance stands as a beacon of innovation in the mortgage industry. As a rare minority-owned company, we are deeply committed to developing mortgage loan products that expand homeownership opportunities nationwide. Our journey with FutureWave represents 15 years of planning to help lead the industry, driven by our determination to help unite forward leaning loan sellers with creative investors with the goal to expand homeownership.

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We offer a comprehensive suite of products in addition to conventional and government agency loans, to create a unique suite of mortgage loan solutions.

Home

Agency

Products

Home Exterior

Specialty

Products

Home Deck

Growth

Products

Our 
Products

The company operates in three categories:

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Agency Products

Specialty Products

Growth Products

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